Maria manages business and office operations at Smart Money Financial Advisors. She holds a master’s degree in leadership from Saginaw Valley State University and a bachelor's degree in education from Oakland University. Maria also organizes and plans our retirement learning workshop classes and learning resources. Maria’s passion is making sure our clients know their importance and ensuring they get to experience the joy and freedom that financial security affords.

Nicole Andridge is a Certified Personal Finance Counselor®, as well as a licensed health and life insurance agent, and is responsible for all things compliance-related at Smart Money Financial. She also helps clients throughout the building process of their retirement plan. Nicole holds a Bachelor's in General Business from Walsh College of Accountancy and Business Administration. In her spare time, she volunteers as the treasurer of her daughter's elementary school parent volunteer group.

Sandra Thomas is a senior paraplanner at Smart Money Financial Advisors. She works closely with clients throughout the building process of their retirement plans. She is also responsible for client reviews and maintenance services.  Sandra has a strong passion for calculus and linear algebra and enjoys connecting with clients.  In her spare time, Sandra enjoys performing with the New Baltimore Interfaith Choir as well as helping special needs individuals with community living support.

Tom Hill is a CPA with over 35 years of accounting, finance and income tax experience. He recently retired as the Chief Financial Officer of the UAW-GM Center for Human Resources in Detroit, and currently provides tax preparation and planning services for our customers. Tom presents income tax seminars at local venues throughout the year. He and his wife Chris have been long time Troy residents. They have two married daughters and four grandchildren.