Primarily, a select group of individuals preparing to retire or who recently retired. Smart Money Financial Advisors doesn't try to be all things for all people, but rather all things for some people and it's all about right fit.

The typical sweet spot in which we excel at bringing maximum value to our clients is those who have under $30,000,000 in net worth. We have found that once a family crosses the $30 million tier, there are other entities that may be able to offer a diverse set of services to best serve that family.

Financial & tax planning is a dynamic process. From budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, “finances” doesn’t mean just one thing for most Americans—and “financial & tax planning” means much more than just investing. Bringing all the pieces of your financial life together is a challenging task. Although many professionals may call themselves “financial planners” or “tax advisors”, CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards.  Smart Money Financial Advisors understands all the complexities of the changing financial & tax climate and we know how to make recommendations in your best interest.

Financial & tax planning takes the guesswork out of managing your finances and helps you understand the implications of each decision you make. The average citizen faces an uncertain economy and more options for saving and investing than ever before. It’s easy to feel overwhelmed or confused, unless you find a way to understand the big picture. We have developed and refined a process that puts all the pieces of the financial puzzle together for clients as their life unfolds and needs evolve.

At Smart Money Financial Advisors, we utilize the spectrum of financial disciplines available, such as financial and investment advice, legal or estate planning, and retirement planning, to manage our client's wealth for one set fee. That fee generally ranges between 0.30% - 1.0% of the assets we manage, depending on the amount invested.

Smart Money Financial Advisors has a referral relationship with a CPA who has many years of tax preparation experience.  Our CPA will handle tax preparation for an additional fee outside of financial planning and wealth management fees.

Although many professionals may call themselves “financial planners,” CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards. They understand the complexities of the changing financial climate and know how to make recommendations in your best interest. Unlike many financial advisors, CFP® professionals must develop their theoretical and practical knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by CFP Board.

CFP® professionals must pass the comprehensive CFP® Certification Exam, which tests their abilities to apply financial planning knowledge to real-life situations. CFP® professionals complete several years of experience related to delivering financial planning services to clients prior to earning the right to use the CFP® certification trademarks. When it comes to ethics and professional responsibility, CFP® professionals are held to the highest of standards, as outlined in CFP Board's Standards of Professional Conduct. They are obliged to uphold the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence as outlined in CFP Board’s Code of Ethics. The Rules of Conduct require CFP® professionals to put your interests ahead of their own at all times and to provide their financial planning services as a “fiduciary”—acting in the best interest of their financial planning clients.