Reno Frazzitta, CFP®


Reno Frazzitta is the founder of Smart Money Financial Advisors based in Sterling Heights, Michigan.

He's a Certified Financial Planner® and fiduciary advisor.

Reno’s career began on Wall Street as he was earning his degree in economics from the Leonard N. Stern School of Business at New York University.  There, he spent time working in brokerage and investment banking firms. However, he quickly realized that being independent would benefit his clientele and allow him to develop and focus his areas of specialization.  

Reno’s passion and focus is on educating and assisting people in the areas of achieving a comfortable retirement, protecting and growing their retirement assets, reducing income and estate taxes and creating lasting legacies for future generations.  His consultative approach has allowed him to work with clients to design the best plan to fit their goals, thoroughly explain their options and empower them to make the right choices that fit their needs.

Additionally, he participates in mentoring newer financial professionals, and continually gives back to local and national charities. 

* To read about Reno's personal story and Bio, click here.

Maria Frazzitta

COO/ Customer Service

Maria manages business and office operations at Smart Money Financial Advisors. She holds a master’s degree in leadership from Saginaw Valley State University and a bachelor's degree in education from Oakland University. Maria also organizes and plans our retirement learning workshop classes and learning resources. Maria’s passion is making sure our clients know their importance and ensuring they get to experience the joy and freedom that financial security affords.

Nicole Andridge, CPFC®

Chief Compliance Officer/Senior Paraplanner

Nicole Andridge is a Certified Personal Finance Counselor®, as well as a licensed health and life insurance agent, and is responsible for all things compliance-related at Smart Money Financial. She also helps clients throughout the building process of their retirement plan. Nicole holds a Bachelor's in General Business from Walsh College of Accountancy and Business Administration. In her spare time, she volunteers as the treasurer of her daughter's elementary school parent volunteer group.

Sandra Thomas

Senior Paraplanner/ Account Specialist

Sandra Thomas is a senior paraplanner at Smart Money Financial Advisors. She works closely with clients throughout the building process of their retirement plans. She is also responsible for client reviews and maintenance services.  Sandra has a strong passion for calculus and linear algebra and enjoys connecting with clients.  In her spare time, Sandra enjoys performing with the New Baltimore Interfaith Choir as well as helping special needs individuals with community living support.

Tom Hill

CPA/ Tax Expert

Tom Hill is a CPA with over 35 years of accounting, finance and income tax experience. He recently retired as the Chief Financial Officer of the UAW-GM Center for Human Resources in Detroit, and currently provides tax preparation and planning services for our customers. Tom presents income tax seminars at local venues throughout the year. He and his wife Chris have been long time Troy residents. They have two married daughters and four grandchildren.

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